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Residential Claims

Residential Insurance Claim Services

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Water Damage

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Fire Damage

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Storm Damage



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Oil Damage

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Flood Damage

Have you suffered fire, theft, water, oil, storm, flood, Subsidence or accidental damage to your home or business?

If so, you need a loss assessor from Capital Claims. We are expert insurance claim negotiators who will take away the stress out of your claim and ensure you get the maximum settlement.

We offer a start-to-finish service, including:

  • Assessing the damage to your property

  • Compiling a detailed claim report

  • Negotiating with your insurance company

  • Ensuring you receive your full entitlement

We have unrivalled experience in dealing with all types of property damage claims. We are loss assessors, not insurance company employees, so we are on your side and will fight for you to get the best possible outcome.

Contact us today for a free no obligation consultation.

Leaky Sink Drain Pipe

Water Damage Insurance Claim

Water damage to your property can be devastating and something we all dread happening in our homes. Depending on how bad the damage is, it can prove costly and disruptive to your daily life. It is therefore of upmost important that your leak or flood damage insurance claim is handled by a professional. Capital Claims LTD have years of experience in Ireland managing water damage claims on behalf of our clients, and dealing with the insurance company on your behalf.

Water damage can occur from a burst mains, drainage pipe behind your walls or flood damage. By it's very nature, water damage can have knock on effects which are not immediately visible. It can cause electrical damage, carpets and flooring including laminate floors can be destroyed and personal possessions can be ruined.


Capital Claims have the hands on experience to deal with issues arising from water damage claims. Our team of professionals help identify any water damage that goes beyond the superficial. This is important as the damage caused may affect the structural integrity of your property. Unfortunately If any of these problems are not identified during the assessment process, your claim entitlement could be underpaid. This would leave you with unexpected repairs to your home which you have not budgeted for, and potentially risks to the health and safety of your family.

Water Damage

Fire Damage Insurance Claim

A fire in your home is not something anyone wants to experience. Aside from the stress the fire causes, the damage from both the fire and smoke needs to be dealt with professionally.

Smoke damage in  itself can spread to into areas of your home that may not be obvious or visible to you.


Due to it's very nature, smoke gets into every nook and cranny of your home, even finding ways into electrical appliances like your laptop and tv.

The soot in the smoke is extremely corrosive and will cause serious damage to electrical appliances.

Homes with extensive fire and smoke damage need to be professionally cleaned by experts with experience in dealing with this kind of damage.

Fire Damage
Image by Benjamin Elliott

Storm Damage Insurance Claim

Severe weather, and storms can bring with it some obvious signs of property damage. For example trees may be damaged and fall on your home, damaging the roof, walls and windows. However you may also notice leaks from burst or broken pipes, structural damage to the walls, and electrical damage. In extreme cases roofs can be torn off, or simply a few roof slates may be dislodged.

Capital Claims can help you and you family get your entitled compensation.

Storm Damage

Theft Insurance Claim

We know how stressful it can be to realise that your home contents have been stolen or damaged.

If you've had your home contents stolen, we at Capital Claims can assist with a claim. We deal directly with the Insurance Company on your behalf and help you get back to normality as quickly as possible by securing a settlement that allows you to focus on sorting out the mess rather than filling in forms.

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Image by John Rourke

Oil Damage Insurance Claim

Clean up and remediation of oil spills, such as those caused by damaged heating equipment, can be quite costly. Whether you are looking to make a claim or need assistance with your insurance policy, Capital Claims will ensure you get the highest compensation possible. 

We will help you make a specific and detailed claim for damages caused by the escape of oil or kerosene. Our experts will assess the damage to your home and ensure that you are adequately compensated to restore your home to the condition it was prior to the damage.

Oil Damage

Subsidence Damage Insurance Claim

Subsidence is when the ground under your house collapses, or sinks lower, taking some of the building's foundations with it. This can put a strain on the building's structure as one side sinks differential to the rest, causing cracks to appear in the building.

Subsidence can be very serious for your home because it puts stress on the structure and may cause cracks that can develop into bigger problems down the road. It’s important to take action as soon as possible before any serious damage occurs or harmful health issues arise.

If you suspect that your home is suffering from subsidence and want to make a subsidence insurance claim, we will help you protect your property by conducting a thorough survey of your home. We will also assist you with all aspects of your subsidence insurance claim preparation and negotiate on your behalf with your insurance company to get you the best settlement available.

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Image by Chris Gallagher

Flood Damage Insurance Claim

Storms and floods can cause damage to your home which is difficult to repair. Capital Claims specialises in helping people recover the full amount they are entitled to under their policy. We will negotiate on your behalf to maximise your claim, even if it means taking it to court. With our many years of experience and our expert team, we’ll make sure all of your losses are paid for, giving you back what was lost through no fault of yours.

Flood Damage

Contact Us

No win, no fee insurance claim experts.

Thanks for getting in touch!
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